KHRISTIAN, Henrikus Friandi; SUMILIR, Sumilir; SUPRIADI, Yudi Nur. Analysis of the Influence of Financial Literacy and Financial Attitudes on the Use of Electronic Payment Systems. International Journal of Business, Technology and Organizational Behavior (IJBTOB), [S. l.], v. 4, n. 3, p. 145–151, 2024. DOI: 10.52218/ijbtob.v4i3.325. Disponível em: https://ijbtob.org/index.php/ijbtob/article/view/325. Acesso em: 18 apr. 2026.