Febriyani, L., Nugroho, A.A. and Leksono, B.K. 2023. Credit Analysis at the Regional Office of the Director General of State Treasury for Bangka Belitung Province. International Journal of Business, Technology and Organizational Behavior (IJBTOB). 3, 6 (Dec. 2023), 421–427. DOI:https://doi.org/10.52218/ijbtob.v3i6.298.